I am the Associate Director of Experimental Research at Stanford’s Initiative for Financial Decision-Making.
My research focuses on behavioral economics, household finance, and artificial intelligence. I primarily use experimental methods to study mechanisms that shape financial decision-making.
I was previously a Postdoctoral Scholar at the Stanford Graduate School of Business.
Find my CV here.
Contact: ozyilmaz {at} stanford {dot} edu
Working Papers
Subjective Adoption Expectations and the Demand for Payment Platforms
(with S. Bair and P. Miquel-Florensa)
Selection into Advice
(with B. Clark, Y. Jung, A. Lusardi, O. Mitchell and A. Sticha)
The Debt Payment Puzzle: An Experimental Investigation
(with G. Zhang)
Restoring Rational Choice in Repayments
(with G. Zhang)
Work in Progress
Financial Metacompetence
(with D. Bernheim and A. Lusardi)
Investing in Financial Human Capital
(with A. Lusardi)
What Drives Stock Return Ignorance?
(with Y. Merkoulova, C. Veld and G. Zhang)
The Impact of AI Integration in Personal Finance Education
(with D. Chi, T. Kaiser, J. Letkiewicz, A. Lusardi, A. Sticha and C. Zhang)
Acquisition, Depreciation, and Renewal of Financial Knowledge
(with B. Clark, A. Lusardi, O. Mitchell and A. Sticha)